SilverLeaf: What to Verify Before You Tour

No CDD, but two associations. SilverLeaf was developed without a Community Development District, so there is no bond line on the tax bill. What you pay instead is a master association for the shared amenities plus your own neighborhood HOA, and townhomes are billed differently from single-family. I pull both current figures, what each covers, and how often they have risen.

Read the year-two tax math, not the brochure. No CDD does not mean a flat tax bill. St. Johns County reassesses to your purchase price the year after you close, so the second-year bill on a new SilverLeaf home is a jump. I want the number that will actually appear on your bill, not a first-year estimate from a sales center.

Price the homesite on its own. Lot premiums are negotiated apart from the house. I score orientation, drainage, preserve or pond frontage, traffic and what can still be built beside you, then decide what that premium is likely to be worth at resale.

Compare builders, not just floor plans. Several builders sell at overlapping prices here. I line up included structural specs, window and insulation packages, warranty terms and change-order rules side by side, so the lower base price is not quietly the costlier house.

Test new against recent resale. Before you sign, I pull recent SilverLeaf closings and current resale listings. If a two-year-old home with finished landscaping, blinds and a screened lanai prices under your build, that belongs in the decision, not after it.

Register me before your first visit. Most builders only credit your agent if they are registered at your first visit. Sign in alone and you can lose independent representation in that community for the whole purchase. Call 561-504-4798 before you tour a model.